Let's grant that we might like "“a universal payments system with no friction or interchange costs” (link). And let's ignore that awkward little volatility thing. Still, do we really want to be in a product whose target demographic would be (a) money launderers; (b) tax evaders; and (c) gullible paranoids of a sort who think they can get rich by shipping all their wealth to an anonymous transferee at the end of an intertube?
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