Most Annoying Ad

Of the current crop, out of tough competition:

Always use payday advances responsibly.

Couldn't they just once say:

Never use payday advances irresponsibly.

For more, go here.

Bad News that Bears Watching

Having lived through nine of the last four recessions (did I use this line before) I am an instinctive pessimist, always on the alert for more bad news. Hence I was delighted to run across Pension Tsunami, your one-stop shopping center for all sorts of bad news about the impending pension meltdown, both public and private. I will bookmark it right close to Housing Bubble, tempered by the more temperate but still scary Calculated Risk. And while I am at it, I might as well throw in the Payday Loan Industry Watch.